Friday, December 4, 2015

Scrap ObamaCare, 300+ million uninsured!

Is it time to drop our insurance to get a bigger paycheck? You will ask!
I am sorry if you are in Medical School, Nursing School, or work in a Hospital,
the poor would rather have food not pay for health care they can't afford to use
in the first place being the pay is low! You will say!

Well you can't have the good without the bad. It's like burning the weeds down
to make room for grass to grow! 

It's the fact of the numbers, ObamaCare was pushed out for a reason!
It's about the cost of the uninsured driving up the cost to the point of no use.
The many working poor working without insurance, getting hurt at work getting their way
to workers comp if not suing their work place to pay for it! All in all there is a cost!

It's not just me saying all of this, you need to call your insurance agency and ask
what they are planing for if no ObamaCare! There are other stories about what I am
saying also! Go do some reading and look into this think for your self for once!

It's not just the set number of uninsured you will get from getting rid of ObamaCare,
it's about all the others that would see the cost go up from paying for the uninsured and
the loss of ObamaCare pumping money to keep the cost down like medicines.
And ask why have insurance I can't get my medicines is my Doctor going to talk me
back to health? Many would drop their insurance to get their full pay check and that
would drive up cost to no use. The elderly on a fixed income can not pay more for the
uninsured, for health care and their meds!

I see ObamaCare as it's better than nothing. Better that the RepublicanCare they
want to give us! Your on your own, like going back to the dark ages of self health care!
Like the 80's when many would use supper glue to fix things, being they where uninsured
and could not afford stitches! In that would be a good investment in homemade health care.

I did a story before on the uninsured if no ObamaCare 313 million of them.

~~~The uninsured all 313 million of them without Obama.
If you have noticed most Republicans don't seem to care about the
Uninsured & the very poor.

The number of uninsured is going down, from 50 million to 48.6 million.
Number of uninsured Americans drops by 1.3 million, census report shows.
Now it is 47.9 million.

"Supporters of the health-care law immediately cited the census findings as evidence the statute is having a positive impact. Ron Pollack, head of the advocacy group Families USA, pointed to not just the young adults measure but also to the law’s prohibition against states cutting their Medicaid programs.

“Clearly Medicaid has played a heroic role in making sure people have coverage who would otherwise be uninsured,” he said.

And he noted that beginning in 2014 the law will reduce the ranks of the remaining 48.6 million uninsured by tens of millions more — largely by expanding Medicaid and providing federal subsidies to help more Americans buy private coverage."
Now it is 47.9 million so it is going down more.

That is good, but what if Obama does not make it and they get rid of "Obama care."
Well right off the bat you will add 30 million that was covered, now not.

That is now 77.9 million uninsured. That is a big amount of people filling up
your state programs, like Oklahoma Soonercare. They can't take much
more, they cut a lot all ready. With the cost of health care your medicine
at 47.9 million, what would 77.9 million be?

Add the elderly or disabled living on a fixed income.
How would they pay for the higher insurance cost?
More uninsured?

Or the poverty wage people, will they ask the question many insurance
company's fear?
"Why have insurance, I cant afford to use it, cant get my meds, I think I will drop
insurance & get my full paycheck."
That is a big number there, added to the fact that it would drive up your workers
comp claims. Or law suites to pay the med bill if denied workers comp.
Or just 77.9 million not paying the bill, or at $20 at a time.

Furthermore, nearly 160 million Americans with employer-based health insurance are only a pink slip away from losing their coverage. Every one percentage point increase in the unemployment rate is associated with an increase of more than one million uninsured.

Im not saying all 160 million will drop their insurance, but many will when you get to the point of what you have in the bank. And how many uninsured drive up the cost to where you can't get it.

More over not talked about much is the baby boomers. What will they walk into when they all get there. Seeing the number of uninsured driving up the cost.
How many are there? There were actually 76 million births in the United States from
1946 to 1964.

Baby boomers: Get ready for a double whammy.
For years now, there's been a lot of talk about boomers getting tremendous windfalls as their parents pass on. Many boomers, in fact, have been lagging behind in their savings, betting on—hoping for—big bequests, especially since many of them suffered big losses in 2008.

But for a growing number of boomers, things aren't going according to plan. The postwar generation is living longer—and many are spending their savings along the way. And, of course, many of them also took a hit in 2008.

The result is that, as a group, boomers likely won't be getting as much of an inheritance as they hoped. Even worse, far from receiving a bequest, a growing number are tapping some of their own savings to help their cash-strapped parents make ends meet.

For families, the result is often a lot of scrambling, dashed dreams, and conflict and angst as parents and children try to come to grips with the lean new reality—and divide up a smaller pie.

So the point will they be able to pay up for the higher insurance cost?
What if they cant?

Over all the number of uninsured could go up to 313 million if all hell breaks loose.
But over all it does not take a lot to start driving up your insurance cost to
the point you can't use it. 77.9, 160, 313 million numbers are numbers.

Obama has a better system than do without.
Those numbers are real. How many of them will hit us all?
It does not take a lot, of them to kill the system & it's up there!

~~~If the GOP Repeals Obamacare, 137 Million Americans Could Get Cancellation Notices.
The GOP has gleefully jumped on media reports about Americans having their health insurance plans nixed because of Obamacare. "Obama lied. My health plan died," conservative blogger Michelle Malkin wrote in September, referring to President Barack Obama's promise that people who liked their health insurance plans could keep them. But how many Americans' health plans would receive some form of cancellation notice if GOP hardliners got their wish and repealed Obamacare? Probably at least 137 million.

Let's do the math. Most of the 49 million Americans who were uninsured before the Affordable Care Act will now be eligible to obtain health coverage—either through the expansion of Medicaid or through federal subsidies they can use to purchase insurance on the cheap through the exchanges. From that number, subtract the 30 million or so low-income people who will not sign up for coverage, either because they can't afford it, or they live in one of the 24 states where Republican governors decided not to expand Medicaid. That takes us down to 19 million uninsured Americans whose coverage would disappear if Republicans repeal Obamacare.

 Now add to that number the 267 million Americans who have insurance, but will now receive better coverage through the Affordable Care Act (ACA). Here are some examples of the higher-quality coverage all Americans will benefit from:

    * Health insurance companies now have to spend at least 80 cents of each premium dollar on health care costs instead of profits, or give consumers a refund. In 2012, 8.5 million Americans received about $500 million in rebates.
    * All insurance companies must now publicly justify any rate increase of 10 percent or more. So far, the rate review program has helped save Americans about $1 billion.
    * Insurance companies can no longer drop coverage because a planholder gets sick. And they can no longer limit the dollar amount of benefits they pay out over a year or over a lifetime.

Here are benefits that specific groups enjoy under the law:

    * Some 129 million nonelderly Americans have preexisting conditions. Under the ACA, insurers can no longer deny coverage to children because they have a preexisting condition, including diabetes or asthma. Starting in 2014, health insurers will no longer be able to charge more or deny coverage to anyone because of a preexisting condition.
    * Obamacare has allowed 3.1 million young adults who would otherwise have been uninsured to remain on their parents' health insurance plans until age 26.
    * The ACA helps close the Medicare prescription drug "doughnut hole," the dollar limit on the drug costs the plan will cover each year. (The limit now is $2,970). Since 2010, over 6.6 million Americans with Medicare have saved over $7 billion on prescription drugs, or an average of $1,061 per person.
    * Most insurance plans now have to cover preventive care for free. Beginning in 2014, Obamacare will require most health plans in the individual and small group markets to cover 10 essential health benefits, including hospitalization, prescription drugs, maternity and newborn care, and mental health and rehab services.

"Millions of Americans with private health insurance and Medicare have already benefited from the Affordable Care Act," says Tim Jost, a health care law scholar at the Washington and Lee University School of Law who has consulted with the administration on the implementation of the law. "And millions more will receive even greater benefits once premium tax credits and expanded Medicaid become available."

So, about 19 million uninsured people and maybe more will get insurance under the law, and 267 million insured Americans will get better coverage. That brings us to nearly 300 million Americans who have been or will be helped by Obamacare. If Obamacare were repealed, a large portion of these people could see plan cancellations. That's because insurance firms would no longer be required to provide a host of benefits and cover certain conditions. Lower-income Americans would likely lose their plans, because premium subsidies and the Medicaid expansion would no longer exist.

Health care experts note that many employer plans would probably voluntarily retain the expanded benefits Obamacare requires in order to recruit and retain employees; 149 million Americans have employee-sponsored plans. So a conservative and optimistic estimate would suggest that a repeal of Obamacare could cause up to 137 million Americans to lose benefits or their entire coverage.

"[R]ight now the media are paying the most attention to people who are [getting cancellation notices]," Jost says. "Bad news sells better than good." But ACA benefits have kicked in already, and others will be coming online soon. So imagine the fury if Republicans repeal the law and 137 million Americans get cancellation notices. Then the media might have a real scandal to report.

~~~Now with the GOP working to kill ObamaCare pushes the flood of people wanting
to drop their insurance to get a bigger paycheck welcome to the western world!
I am sorry if you are in Medical School, Nursing School the poor would rather have
food not pay for health care they can't afford to use in the first place being the pay is low!
Obama Care was there to keep the uninsured away so...
To the stock investors I would keep an eye on your pharmaceutical stocks.
There is going to be a lot of people not getting their meds being uninsured!
Whats the value of getting rid of ObamaCare?