Thursday, June 8, 2017

Minimum wage in the US? You can afford to live?

Oh the low waged life. Did you know if you make minimum wage you more
likely make $1 every 8 minutes! After garnishment every 16 minutes...
My past girlfriend had garnishments and she was making something like
$3.78 an hour at the time. This was back in 2006 when you would work
at Walmart making $7.65 an hour and in 4 years or so you got up to $8 an hour.
Points to work hard and make the same pay ending in minimum wage retirement.
Good for small towns... Not!

Small towns have nothing because they make nothing. 
They work hard make the same pay then retire at the low pay!
You can make it but they can't afford it. I would not want to open a business
in a small town. I lived in big towns all my life and I hardly seen any place close
as much like living in a small town!

In the 90's in Ohio, small town, I remember a store owner that had the lights 
turned off in the store as soon as a customer came in he turned on the lights.
Also there was a manager at a store that yelled at the customers.
"What is wrong with you people, you cone in, you leave, come in leave,
why won't you buy anything?" This old man said something like,
"This is a minimum wage town sir, they can't afford it, I can't ether!"

The point is that the low pay dictates what you will have in town.
It rules. Yes places close because they are crappy but ask why are they
crappy? They had to lower their standards to match the poverty wages
in town to make the sale. Like a consumer based pricing at poverty
makes more poverty! It's not fair for a business to lower their prices
to match the poverty wages of the town. It makes no growth for the business! 
It makes businesses in small towns hold up the white flag. 
"Help I'm a victim of low wages!"

Well if you spend 60 to 70 percent of your income on rent and utilities where
the norm in America is seen as 30 percent, well it's a duh.
Living without AC or Heat walking to work with no car burning yourself
out going to work is bad for productivity.

But it's the lack of sales the poor give is what does your town in.
Keep the pay low have the lowest everything...
Can't afford a lawn mower? Get a weed eater and drill a hole in the muffler,
put a metal coat hanger in the spool! Who needs a $100+ lawn mower!

~~~~~Earn minimum wage in the US? You can afford to live in exactly 12 counties
A person working a full-time minimum-wage job will find it virtually impossible to rent an affordable home anywhere in the US, according to a study that sheds new light the country’s housing crisis.
The report reveals that there is not a single county or metropolitan area in which a minimum-wage worker can afford a modest two-bedroom home, which the federal government defines as paying less than 30% of a household’s income for rent and utilities. And in only 12 counties in the country is a modest one-bedroom home affordable, according to the report, published Thursday by the National Low Income Housing Coalition.
This applies even in places that have raised their minimum wage higher than the baseline federal level of $7.25, which equates to around $15,000 a year. In Los Angeles County the minimum wage is rising to $15 for all employers by 2021, but the current wage required for a one-bedroom there is $22.98. In New York City the minimum wage is rising to $15 for all employers by 2019, but the wage needed for a one-bedroom soars above this, at $27.29.
Less-overheated real estate markets present difficulties to low-income workers as well. Averaging rents across Alabama and Montana, someone earning minimum wage would have to work approximately one-and-a-half full-time jobs to be able to afford a one-bedroom home.