Tuesday, December 29, 2015

Too much fear, dont fear

There is too much fear going on these days. In life how do you know if you don't try.
Me? I am willing to jump noted with a urge I have been thinking about lately.
With a lady I fell for about going panhandling together in another town.
She would have sunglasses on and a baseball cap no one will know her.
Make our cardboard signs and just do it. We could see who made the most money
later. That is about getting her out to the living! To be good for her!
Yes I am for real! That is how I am. I earned my way to be supportive!
But the point is to put away the fear and go panhandling for a short time!
Living a long time! That is better than being that person going to 60 in no time at all,
looking at your wall full of certificates degrees and no one caring but you.
In reality it's just something that you did like 30 years ago long past and obsolete
as progress rolls over those 30 year old certificates and degrees!
At the end of the road those things are a farce! 

A better priceless thing is to look a photo on the wall of you panhandling smiling 
saying I did that! Much better view for the living, not the zombie land of past  
certificates and degrees! Getting out and living is far worth gold, 
papers are just papers in the end!

You loose nothing and gain everything! 
It's a point noted to all for a new year! Things can only get better!

~~~~~Fear of success and fear of failure are, apparently, fear of the 
same thing: fear of the unknown. So I say, don't fear the unknown! 
Everything is unknown until it is known. 
"There's nothing you can do, that can't be done": that's what John Lennon sang, 
and he basically meant that anything is possible - you just have to believe it, first.

Again, not fearing success (or failure) is easier said than done. It is still possible
just take the first step, and then the next...

"Many people are blinded by fear of seeing something different, or of seeing anything 
differently, or by the inability to differentiate between what they know how to see and 
what they could see if they knew how." - Vincent Price

~~~~~Don't be afraid of the words training and work. You are not required to do 
impossible things. A training program for peace of mind starts with simple actions, 
which you can incorporate in your daily life. They include a change of attitude, 
being more positive, developing a certain degree of mental focus and emotional 
detachment, and more. In a more advanced stage, there special meditations aimed 
toward increasing the level of inner peace.

Stress, anxieties, worries, fear and panic start in the mind. 
They start as thoughts, which grow in strength and affect your behavior, 
actions and habits. Your thoughts and attitudes act like a filter, a screen or lenses, 
through which you see the world in a particular way, which does not always 
depicts reality. Your aim is to be more aware of them, and use certain techniques 
to stop their power over you. There is no reason to go on through life being at the 
mercy of uncontrolled thoughts, feelings, anxieties, worries and fears.

You can transform your life! You can change the state of your mind! 
Even a small amount of inner peace would do a great deal to you. 
Are you afraid of some effort? Can't you spare just a few minutes for 
making your mind and life a little calmer, with less fear and worries?
'Peace of Mind in Daily Life' is a book that goes into detail about this most important 
subject. It teaches in simple and easy to follow progressive steps how to attain this 
coveted state of inner peace, right here where you are, without the necessity of making 
any outer changes in your life. True peace starts from the inside, and is independent of 
external conditions.

Tips to help you start:
  1. Learn to use the replacement method, of changing every negative thought, as it arises, into a positive thought. Don't fight negative thoughts, just divert your attention a positive thoughts or mental images.
  2. Write down and keep a list of inspiring and uplifting quotes, and read them several times a day.
  3. Think positive and inspiring thoughts before falling asleep.
  4. Though it might not be so easy, try to keep an attitude inner detachment in dealing with difficult or unpleasant people. Don't take too personally their remarks or criticism.
  5. Don't watch thrillers or action movies on TV before going to bed or falling asleep.
  6. Reduce the number of times you listen to the news on the radio or TV. Know what is going on in the world, but there is no need to constantly fill your mind with news that cause you stress or fear.
  7. Repeat positive affirmations several times a day. Do so also when you experience stress or fear.
    - "I feel peace and tranquility filling my mind and body."
    - "My mind is calm, like a lake on a quiet summer day."
    - "I feel calm relaxed and peaceful."
    - "I am a center of peace, calmness and happiness."

Friday, December 18, 2015

What Fasting Does To Your Brain

This is something that I figured in my own life noted in the workplace (Walmart)
where I am busy working 10,000 LBS of pallets a night.
(The LBS are labeled on the pallets) If I eat a lot of food before I go to work or a
big dinner I get sluggish. Also if I get hungry and shaky it goes away in time.
I view it as like a detox but really it's your body burning fat for fuel. 
It's a good thing vs heading toward Diabetes by eating and eating more than 
you can burn. But I also know it's my brain changing for the better to adapt 
to my body's environment. https://www.youtube.com/watch?v=ixEV13jggvY

There is real research pointing to why that is. And points to a light of how we are 
and where we are going. Diabetes popping up it's head more than it should.
Ever thought why? Are we eating too much too often?

Well the research is pointing that way! *But I have to note if you are Diabetic you 
do need to eat small but often being you need to keep yourself in check with the
blood / sugar! It helps to eat better and in that helps you in being less dependent
on the insulin.

It's not about why "Big Pharma" won't study it. It's just they are way behind.
Food has changed from the past years and has gotten bigger and bigger as many
fast food places have been pushing for better sales from poor consumers.
They are trying to be healthy but it's the confine of low payed consumers running 
things. Healthy tends to cost too much!

But also to that there is a big push by Doctors in medicating people getting the 
Pharmaceutical money coming. Yes I do see that people are over medicated. 
As in elderly people being on three types of blood pressure medicines etc. 
And about the medicines for ADD, ADHD, they might not need them.
It might be boredom in the classroom smarter kids surrounded by stupidly they would be 
labeled ADD, ADHD. I'm not making fun of the stupid but facts are facts! Think about it!
The kids are trying to get from point A to point B with people wanting to stay at point A.

~~~~~Neuroscientist Shows What Fasting Does To Your Brain & 
Why Big Pharma Won’t Study It
Fasting is a challenge to your brain, and your brain responds to that challenge by adapting
stress response pathways which help your brain cope with stress and risk for disease. 
The same changes that occur in the brain during fasting mimic the changes that occur 
with regular exercise. They both increase the production of protein in the brain 
(neurotrophic factors), which in turn promotes the growth of neurons, the connection 
between neurons, and the strength of synapses.

“Challenges to your brain, whether it’s intermittent fasting [or] vigorous exercise 
is cognitive challenges. When this happens neuro-circuits are activated, levels 
of neurotrophic factors increase, that promotes the growth of neurons [and] 
the formation and strengthening of synapses. . . .” 

Fasting can also stimulate the production of new nerve cells from stem cells in the 
hippocampus. He also mentions ketones (an energy source for neurons), and how 
fasting stimulates the production of ketones and that it may also increase the number 
of mitochondria in neurons. Fasting also increases the number of mitochondria in nerve 
cells; this comes as a result of the neurons adapting to the stress of fasting 
(by producing more mitochondria).

By increasing the number of mitochondria in the neurons, the ability for nerons to form 
and maintain the connections between each other also increases, thereby improving 
learning and memory ability.

“Intermittent fasting enhances the ability of nerve cells to repair DNA.” 
He also goes into the evolutionary aspect of this theory – how our ancestors adapted 
and were built for going long periods of time without food.

A study published in the June 5 issue of Cell Stem Cell by researchers from the 
University of Southern California showed that cycles of prolonged fasting protect 
against immune system damage and, moreover, induce immune system regeneration. 
They concluded that fasting shifts stem cells from a dormant state to a state of 
self-renewal. It triggers stem cell based regeneration of an organ or system.

Human clinical trials were conducted using patients who were receiving chemotherapy. 
For long periods of time, patients did not eat, which significantly lowered their white 
blood cell counts. In mice, fasting cycles “flipped a regenerative switch, changing the 
signalling pathways for hematopoietic stem cells, which are responsible for the 
generation of blood and immune systems.”

This means that fasting kills off old and damaged immune cells, and when the body 
rebounds it uses stem cells to create brand new, completely healthy cells.

“We could not predict that prolonged fasting would have such a remarkable 
effect in promoting stem cell-based regeneration of the heatopoietic system. 
When you starve, the system tries to save energy, and one of the things it can do 
to save energy is to recycle a lot of the immune cells that are not needed, 
especially those that may be damaged.  What we started noticing in both our 
human work and animal work is that the white blood cell count goes down with 
prolonged fasting. Then when you re-feed, the blood cells come back. ” 

Valter Longo, corresponding author A scientific review of multiple scientific studies 
regarding fasting was published in The American Journal of Clinical Nutrition in 2007. 
It examined a multitude of both human and animal studies and determined that fasting is 
an effective way to reduce the risk of cardiovascular disease and cancer. 
It also showed significant potential in treating diabetes.

Monday, December 14, 2015

Reset Button, How Psychedelics Saved My Life

I am for the use of Psychedelic drugs for healing. The foundation / support for it
needs to be set. You need to be with a Psychologist or like, so you will be able to 
break that shell.

Like it did for Amber Lyon is an Emmy Award-winning former CNN investigative

Age also is a concern, are you too young. You are never too young on the
Psychedelic drugs part being that you will be with a Psychologist.
Vs Marijuana use in kids. It does not heal and in fact slows down the growth
making kids stupid being the brain is still adapting and the part that would benefit
from the Marijuana is not there yet. Or it's slowing down your brain growth!
Vs Psilocybin mushrooms. "Are not neurotoxic, non-addictive, and a study
from University of Southern Florida shows they can repair
brain damage from trauma." So you see the difference in the drugs for healing.

Keep in mind I am saying Psilocybin mushrooms would be good for kids with
a Psychologist present because of the mental work that would have to be done
as the trip is on it's way! The trip would be pointless without direction and is the
point the foundation / support for it needs to be set.
Bad trips surrounded with stupid people makes stupid happen to you.
Why have a kid be put into a juvenile facility because of it.
It's best for the kid to take the trip with a Psychologist!

Being too old is a give in relating to heart condition.
You fall apart after 50, enjoy life when you can! 
So it's a matter of heart condition vs Psychedelic therapy.

is a good way to heal with support.

To hit the Reset Button is valued. This is nothing new in history.
And even noted as how we came to be. If Psilocybin mushrooms can repair
brain damage from trauma. It shows how we popped up to where we are today
from the cave man days.

~~~~~How Psychedelics Saved My Life
I invite you to take a step back and clear your mind of decades of false propaganda.  
Governments worldwide lied to us about the medicinal benefits of marijuana.   
The public has also been misled about psychedelics.

These non-addictive substances- MDMA, ayahuasca, ibogaine,
psilocybin mushrooms, peyote, and many more- are proven to rapidly and
effectively help people heal from trauma, ptsd, anxiety, addiction and depression.

Psychedelics saved my life.

I was drawn to journalism at a young age by the desire to provide a voice for the ‘little guy’.  
For nearly a decade working as a CNN investigative correspondent and independent 
journalist, I became a mouthpiece for the oppressed, victimized and marginalized.  
My path of submersion journalism brought me closest to the plight of my sources, 
by living the story to get a true understanding of what was happening.

After several years of reporting, I realized an unfortunate consequence of my style
I had immersed myself too deeply in the trauma and suffering of the people I’d interviewed.  
I began to have trouble sleeping as their faces appeared in my darkest dreams. 
I spent too long absorbed in a world of despair and my inability to deflect it allowed the 
trauma of others to settle inside my mind and being.  Combine that with several violent 
experiences while working in the field and I was at my worst. A life reporting on the edge 
had led me to the brink of my own sanity.

Because I could not find a way to process my anguish, it grew into a monster, manifesting 
itself into a constant state of anxiety, short-term memory loss, sleeplessness, 
and hyper arousal. The heart palpitations made me feel like I was knocking on 
death’s door.

Prescription medications and antidepressants serve a purpose, but I knew they were 
not on my path to healing after my investigations exposed their sinister side effects
including infants being born dependent on the medicines after their mothers couldn’t
kick their addictions. Masking the symptoms of a deeper condition with a pill felt like
putting a Band-Aid on bullet wound.

I was made aware of the potential healing powers of psychedelics as a guest on the  
Joe Rogan Experience podcast in October 2012. Joe told me psychedelic mushrooms 
transformed his life and had the potential to change the course of humanity for the better. 
My initial reaction was one of amusement and somewhat disbelief, but the seed
was planted.

Psychedelics were an odd choice for someone like me.  I grew up in the Midwest and was 
fed 30 years of propaganda explaining how horrible these substances were for my health.
You can imagine my jaw-dropping surprise when, after the Rogan podcast, I found articles
on the prodigious effects of these substances that behave more like medicines than drugs.  
Articles like this one, this, this , this, and this.   And studies such as this,  this, this, this,
this and this all gut-wrenching examples of how we’ve been misled by authorities who
classify psychedelics as schedule 1 narcotics that have ‘no medicinal value’
despite dozens of scientific studies proving otherwise.

Sunday, December 13, 2015

Absinthe Please

What is Absinthe? You will be surprised!
Ernest Hemingway, James Joyce, Charles Baudelaire, Paul Verlaine,
Arthur Rimbaud, Henri de Toulouse-Lautrec, Amedeo Modigliani, Pablo Picasso,
Vincent van Gogh, Oscar Wilde, Aleister Crowley, Erik Satie and
Alfred Jarry were all known absinthe drinkers.

Think of it as in a happy drink not for the drunks you see drunk in a bar
out in the woods!

There is a reason why people drink it. Alcohol is a depressant but Absinthe is not.
There is a class to the drink more than rednecks drinking beer. "Beer is Beer!"
Like you might as well have a beer enema so you can be depressed faster!
No? Absinthe would do a redneck a lot of good!

A drink should be for the better not to get angry with!
In the east many drink Vietnamese coffee and some have Opium in it.
I had a friend teaching ESL English in South Korea, Pusan.
He told me about it. He didn't tell me if he had any but now I know!
So drugs or something relating is norm and the point is to have a happy drink!

To the bars / coffee shops in my town please look into Absinthe!
Or Vietnamese coffee... Opium?!?!?

~~~~~The Art Of Drinking Absinthe, The Liquor Of Aesthetes
There's something romantic about absinthe that naturally green liquor derived from
wormwood and herbs like anise or fennel. Vincent Van Gogh and Oscar Wilde
drank it. Henri de Toulouse-Lautrec and Pablo Picasso filled the glasses of
cafe patrons with absinthe in their paintings. Absinthe was a drink of aesthetes.

Yet it was not art, but necessity that first helped popularize absinthe: It was included
in the rations of French soldiers who marched off to colonize Algeria in the 1840s.
As Betina Wittels and Robert Hermesch write in Absinthe: Sip of Seduction,
French army doctors issued absinthe to soldiers "for the prevention of fevers and
treatment of dysentery."

Soon, the soldiers were drinking the beverage for nonmedicinal purposes, too.
Wittels and Hermesch write that it became a fashionable beverage in Algerian cafes and
nightclubs, and when soldiers returned to France, they weren't ready to give the drink up.
At the time, the French wine industry was collapsing owing to a vine-killing aphid called
phylloxera that left wine in short supply. Absinthe was in the right place at the right time.
But rather than simply substituting one alcohol for another, the French developed a ritual
for drinking absinthe that gave rise to some of the greatest liquor paraphernalia known as
absinthiana around.

First, absinthe is mixed with cold water. Not only does this dilute a liquor that is often
bottled at about 70 percent ABV, it also produces a cloudy effect called le louche
(which can be roughly translated to "the clouding"). Le louche is a spectacle for the eyes,
as the absinthe transforms from a deep green to a milky, iridescent shade.
It is a bit of magic in a glass.This drip fountain, on display at the
Southern Food and Beverage Museum, is a replica of the one found at the
Old Absinthe House in New Orleans. Drip fountains were an economical way to
cool down water before adding it to absinthe, while also prolonging the spectacle
of le louche.

Courtesy of Southern Food and Beverage Museum Le louche is also an 
example of a scientifically interesting phenomenon known as the "ouzo effect." 
Basically, when the water hits the absinthe, it releases the essential oils from the alcohol 
into the water, creating a spontaneous emulsion. So the drink becomes cloudy, 
and the effect sticks around a surprisingly long time.

Cold water, it seems, was considered essential to palatability:
In Five O'Clock Absinthe, the late-19th century poet Raoul Ponchon wrote that,
if you have warm absinthe, boire du pissat d'âne ou du bouillon pointu which translates,
more or less, to "you might as well drink donkey's urine or 'enema broth' " instead.
So cold water it was. The absinthe is sweetened with a cube of sugar, placed on a
slotted spoon balanced on top of the glass. Water is dripped over the sugar,
so that it dissolves slowly into the refreshment below.

Why create a special spoon for this purpose? Forks could also work, but in the
1800s, sugar didn't come in cubes but in lumpy rocks, which would have been
difficult to balance on tines. So the French created special spoons that could cradle
the sugar while allowing the sweetened water to drip down into the glass.

Drip fountains were created for two reasons. First, they allowed people to economically
cool the water used to dilute the strong liquor. A small amount of ice which was still an
expensive luxury in the mid-1800s could be used to chill a large quantity of water.
Second, the fountains allowed patrons to draw out the ritual of le louche.
Sure, you could simply pour the water in all at once and be done with it.
But where is the magic in that? No, drinking absinthe was meant to be an indulgence
for the senses no wonder artists flocked to the beverage. Absinthiana collector
Scott MacDonald, author of Absinthe Antiques, refers to the process as
"Western civilization's tea ceremony."

Lots of people were drinking absinthe in the latter half of the 19th century, but the way
they drank it and the utensils they used quickly became a marker of social class.
While cafes might carry slotted spoons with a simple design, some wealthy families
would order a full set of specially engraved spoons from the silversmith. Like most of us,
these wealthy absinthe drinkers weren't immune to trends: MacDonald says that in the
1880s, spoons made out of a new material called aluminum were actually more costly
than those made from pure silver.

The French brought their love of absinthe with them to New Orleans, which explains why
the city's Southern Food and Beverage Museum has a large exhibit devoted to the drink.
Museum President Liz Williams says that only the upper classes could afford a bottle of
absinthe on their own but that didn't make absinthe any less of the people's drink.
Instead of happy hour, the time between 5-7 every evening was known as
"the green hour" in France. People gathered in cafes, visiting and unwinding over glasses
of absinthe.

And MacDonald explains that despite absinthe's reputation as an artist's beverage,
it was the common person's beverage first. "Artists enjoyed it because it brought people
together," explains MacDonald. "They enjoyed the culture of it."


Saturday, December 12, 2015

Cab Calloway Jive Talk

I bet you didn't know I speak Jive! Well I learned it in the 80's as many kids did
after seeing the "Jive Lady" in the movie Airplane. For the time it was the 1970's
type Jive but we learned it was from the 40's! But in the 80's it was funny as hell
talking Jive in school many Teachers didn't know what the hell we where saying,
like "I need be Mugglin" etc, etc...

Jive is funny being it has many meanings for each word. Like "Jelly roll" won't say it here!
And it is funny when you get it! As in saying "My lady, she's married, shes my mop!"
A "mop" is often a reference to another hepster's girlfriend. Like the mob boss's girlfriend.
Saying she is your mop is noting she is worth it, knowing you will in time be axed
and she will have to "mop" up the aftermath! Mob times!
Well there are many women out there that is worth it! You gotta roll the dice in love to get
anything of value! She's a "Barbecue" the girl friend, a beauty! That she is, smoking, humm!
Just saying she is a Barbecue and she's worth it!

Much of the words we all use today. They came from Jive and today I wish they would
bring it back to lighten up the kids in college. I remember Pig Latin in high school!

Now go learn some Jive because "I'm flat nose in the deep fry!"

Friday, December 11, 2015

Oil Prices Too Low!

This is something of a flashback to the days of my dad when
he was a Petroleum engineer. The last time oil prices tanked in the 90's he
ended up getting laid off. It was that bad at the time everything hurt and a
engineer got axed! 

Now? Oil is at $36 a barrel after I posted a comment on 12-10-15

Oil is too low it's effecting the stock market and overall the prices are too low.  
Something is going on! Anyway you see it this can't keep going on!
Oil prices going low effects the oil business right down to innovation,
like it has in the past!

~~~~~Dow falls 310 points as oil plunges below $36 a barrel
Stocks plunged Friday. The Dow fell 310 points, a nearly 2% decline.
It finished the week 3% lower. The S&P 500 and Nasdaq have now
dropped more than 3% this month.

The continued collapse in oil prices was clearly putting investors in a foul mood.
Crude fell 3.5% to a new seven-year low and dipped below $36.

Investors wouldn't touch big energy stocks with a 39-and-a-half foot pole.
Chevron (CVX) fell 3%. Natural gas companies Chesapeake (CHK) and
Southwestern Energy (SWN) plunged 9% and 14%.

Weaker-than-expected retail sales for November didn't help ether.

Thursday, December 10, 2015

Half of oil junk bonds could default

Being my view nonlinear thinking relating to the pressure of the middle class going
down and road of big divides poor vs rich being the power the poor has like
quick sand to the other classes. Long term the 1% won't hold up in view as lack of
sales from the poor causing a major crash, collapse in businesses and markets a
MadMax time!

"The good news is that few believe the commodity-fueled default wave will cause an
all-out financial crisis like the mortgage bond storm did in 2008.
That's at least partially because banks are stronger and better able to
withstand financial storms."

Being that the banks would still be stronger in war zones in a time of divide,
with energy companies taking a big hit. Seeing the poor on how they would react
to their energy bill going up to cover the loss. And looking at what it would result in,
the poor using less and use less relating to the less. Like the cable company trying
to sale cable to someone that has no power. It effects other markets.

Also noted is the crashing prices for raw materials like copper, iron ore, aluminum and
platinum are at the worst, so the trick a few did in my town of ripping out their copper
wiring in their home to get food money being they had their power cut off with a high
fee to turn the power back on they decided to "live off the grid!" and do without is
not worth doing now, and reflects a trend of desperation pushing the need to live
in other directions. MadMax!

I need to note wood burning is starting to get big in my town I am sure it will get more
depending on what results. (Many burn trash and anything they can not only wood!)

So for those that want to know crashing junk bonds and energy companies
raising prices to make up the loss drives the poor to cut back using less to match
their budget from their income. It results as up as going down pulling down
other markets.

~~~~~Warning: Half of oil junk bonds could default
Energy companies that loaded up on debt during the oil boom are likely to have trouble
paying back those loans. Oil prices have collapsed over 65% since the middle of last
year to below $37 a barrel this week and there's no recovery in sight.

It's fueling financial turmoil on Wall Street with Standard & Poor's Ratings Service
recently warning that a stunning 50% of energy junk bonds are "distressed,"
meaning they are at risk of default. Overall, about $180 billion of debt is distressed.
It's the highest level since the end of the Great Recession and much of it is in
energy companies.

"The wave of energy defaults looming in the wings could make for some very bumpy
roads ahead in 2016," Bespoke Investment Group wrote in a recent report.
The firm described the junk bond market environment as "pretty terrible" lately.

That's a dramatic change from recent go-go years, when the shale oil boom along
with cheap borrowing costs allowed energy companies to take on loads of debt to
fund expensive drilling operations. U.S. oil production skyrocketed, creating a gigantic
supply glut that is currently pushing prices lower and hurting the ability of many energy
companies to repay their debt.

"The tide may be turning. Excess leverage during the good years has dented credit
profiles," analysts at research firm Markit wrote in a report published on Wednesday.

72% of metals, mining companies are distressed
Of course, it's not just oil companies under financial duress. S&P said a whopping
72% of the bonds in the metals, mining and steel industry are now distressed.

That makes sense given the fact that prices for raw materials like copper, iron ore,
aluminum and platinum have recently plummeted to crisis levels.
It's so bad that a key Bloomberg index of commodity prices is now sitting at its
lowest level since 1999.

No matter the sector, these financially stressed companies will be forced to cut costs
by selling off assets and laying off workers.

Corporate defaults are already on the rise. S&P said defaults recently topped 100
on the year, the first time that's happened since 2009. Almost one-third of 2015's
defaults have come from oil, gas or energy companies.

S&P warns the high level of distressed bonds is an indicator that more defaults
are coming. The firm said being classified as "distressed" reflects an "increased need
for capital and is typically a precursor to more defaults."

At a time when oil and natural gas prices are super low, there's more bad financial
news for these companies -- a change in the interest rate environment.
The U.S. Federal Reserve is expected to raise interest rates next week for the first
time in nearly a decade, a move that will likely hurt demand for risky assets.
Which companies could be next?
The list of distressed oil and gas companies features mostly small and midsized
companies, though it does include some big names like Chesapeake Energy (CHK).
Carl Icahn owns a big chunk of Chesapeake, a natural gas and oil company whose
stock price has plummeted 76% so far this year. Chesapeake is trying to ease its
massive $11 billion debt load by getting investors to sell their bonds back to the
company at a lower value.

Other energy companies on the distressed list include Denbury Resources (DNR),
Linn Energy (LINE) and Transocean (RIG) all of which have been slammed by
cheap oil prices.

Not a repeat of 2008
The good news is that few believe the commodity-fueled default wave will cause
an all-out financial crisis like the mortgage bond storm did in 2008. That's at least partially
because banks are stronger and better able to withstand financial storms.

"This is a cautionary tale -- but for the moment should not really impinge on the
rest of the financial system," said Nicholas Colas, chief market strategist at ConvergEx.

~~~~~Deteriorating junk bonds flash warning signs for stocks 
Amid a sharp drop in oil prices, not only are oil-and-gas companies burning cash but 
also doing so-called asset impairment on their balance sheets, Chandvani said. 
As oil prices drop, companies have to reevaluate the worth of their assets, 
which in turn reduces their borrowing base and impairs their capacity to draw further 
on credit facilities.
Needed full info listed at:

~~~~~Why has the price of oil been dropping so fast? Why now?
This a complicated question, but it boils down to the simple economics of
supply and demand.

United States domestic production has nearly doubled over the last six years, pushing
out oil imports that need to find another home. Saudi, Nigerian and Algerian oil that
once was sold in the United States is suddenly competing for Asian markets,
and the producers are forced to drop prices. Canadian and Iraqi oil production and
exports are rising year after year. Even the Russians, with all their economic problems,
manage to keep pumping.

There are signs, however, that production is falling in the United States and some other 
oil-producing countries because of the drop in exploration investments.
(*Because of bonds default.)

On the demand side, the economies of Europe and developing countries are weak 
and vehicles are becoming more energy-efficient. So demand for fuel is lagging a bit.

Or... Something I was thinking about. It's a attack on America and ISIS is a decoy
to keep us busy not asking why!
"Why Arab states aren't doing more" it's a decoy! Oil prices are to bring us down!

Well there is a lot of resent on us over there, knock us down they become the 
new supper power holding the oil. Not all of them would be doing it just a group
pushing the deed. It's just something I was thinking about.

Wednesday, December 9, 2015

Middle Class not Dominant

This is something that is showing more in what I see in small towns the bottom
of the bottom getting desperate. Crime from the poor is jumping more than ever.
In my town the slums are really getting bad. The poor side of town 61% of the
town has always been like Detroit but it really is getting like it, for real!

This is a red flag I am holding up here!

The poor is going MadMax! And the middle Class is getting pulled down with them.
It's a big divide going from poor to the 001% from that I do see the MadMax life
popping up from the divide! More noted by the high up Walmart.
And to note, why I do what I do for the workers! http://walmart1percent.org

Give it's also stupid Republicans with their businesses make jobs thinking.
Like you can have a business with no one walking in the store to buy stuff to
give the store owners money so they can pay their workers.
The pay is too low to consume anything! As like me, being me I plan to
unplug my refrigerator being there is really nothing in there anyway.
It helps to offset a bit for using the heater in the winter.
I'm ok with that, it's changing times!

And that is why crime also goes up to get money to live or to go to
jail where you get food and heat in the winter vs how they are living.
Basic Sociology!

~~~~~The middle class no longer dominates in the U.S.
Middle class Americans now comprise less than half, or 49.9%, of the nation's
population, down from 61% in 1971, according to a new Pew Research Center
report. For Pew, middle class Americans live in households earning between
two-thirds to two times the nation's median income. In 2014, that ranged from
$41,900 to $125,600 for a three-person household.

For decades, the middle class had been the core of the country.
A healthy middle class kept America strong, experts and politicians said.

But more recently, these residents have struggled under stagnating wages and
soaring costs. Presidential candidates on both sides of the political aisle are
campaigning on ways to bolster the nation's middle class and increase opportunities
to climb the economic ladder.

The steady decline of the middle class is yet another sign of economic polarization,
said Rakesh Kochhar, associate director of research at Pew. Not only are more
Americans shifting into the upper and lower classes, but they are moving into the
higher range of the upper class and the lower range of the lower class.
This is yet another sign of growing income inequality, he said.

"There are fewer opportunities that place people in the middle of the income distribution,"
Kochhar said. One silver lining, however, is that more people are moving up the
ladder than down. The ranks of the upper class are growing faster,
according to Pew's research.

Senior citizens were most likely to have shifted into the upper class since 1971.
The share of Americans age 65 and over in the upper bracket increased nearly 27%
over that time. Married couples with no children and black Americans also saw larger gains.

Those most likely to fall into the lower class were those with only a high school degree
and high school dropouts, as well as unmarried men.

Here's another sign of how growing income inequality is squeezing the middle class.
Since 1970, upper class households saw their median income soar 47% to $174,600 in
2014. Meanwhile, the middle class only got a 34% boost to $73,400. Still, they have been
more prosperous than the lower-income Americans, who only received a 28% bump
to $24,074.

Some research shows that increased income inequality and a hollowing out of a nation's
middle class stunts economic growth, Kochhar said.

Looking at it another way, the upper class now controls 49% of the nation's aggregate
income, up from 29% in 1970.

The middle class used to earn the largest slice of the nation's income. It held 62% in 1970,
but that share has since fallen to 43%.

The lower class, meanwhile, holds 9% of the country's income, just under the 10% it
earned in 1970.

The rich are not only trumping the middle class in terms of income. They've also seen their
wealth soar over the past 40 years.

The median net worth of upper class families doubled between 1983 and 2013, up
to $650,100. But the wealth of the middle class has increased a near negligible 2%
over that time to $98,100. At least they fared better than lower-income Americans,
who saw their wealth drop 18% to $9,500.

For its wealth calculations, Pew used data from the Federal Reserve Bank's Survey of
Consumer Finances, which defines net worth as all of a family's assets minus all their debts.

Obama to sign 'No Child Left Behind' overhaul

Something that came in a term of a drunk is about to change!

It's not killed but you know we need something so it's overhauled and it will be
signed and we are moving on!

~~~~~ Obama to sign 'No Child Left Behind' overhaul
The Senate cleared an overhaul of the controversial No Child Left Behind
program in a bipartisan vote on Wednesday, sending the measure to
President Barack Obama, who will sign it into law, the White House said.

The vote was 85-12.
Critics complained the George W. Bush-era law, which was supported by 
Republicans and Democrats when it was approved in 2002, gave too much 
influence to Washington in controlling education policy and that power should 
be returned to state and local school boards. "It wasn't long after the law was 
passed that we realized it was full of flaws," Senate Minority Leader Harry Reid 
said shortly before the vote. 

Under the new law, named the Every Student Succeeds Act, students still must
be tested in reading and math, but state and local officials would have greater 
leeway in determining how to respond to underachieving schools. 

"This forward-looking replacement for a broken law would open new opportunities 
for our kids and put education back in the hands of those who understand their needs 
best: parents, teachers, states, and school boards," said Senate Majority Leader 
Mitch McConnell, who called the bill a victory for "conservative reform." 

But not all conservatives agreed.
Presidential candidate Sen. Ted Cruz, R-Texas, said he opposed the deal because 
it still gives too much power to Washington. 

The bill "continues to propagate the large and ever-growing role of the federal government
in our education system the same federal government that sold us failed top-down 
standards like Common Core," Cruz said in a statement. 

The White House said the President will sign the measure Thursday morning.

~~~~~Senate Approves Overhaul of No Child Left Behind Law
WASHINGTON — The Senate on Wednesday approved a sweeping revision of 
the contentious No Child Left Behind law, sending to President Obama’s desk a 
proposal that ends an era of federal control in education policy after 14 years.

The legislation, which passed the Senate by a vote of 85 to 12, would restore 
authority for school performance and accountability to local districts and states after 
a lengthy period of aggressive federal involvement. While it keeps the existing annual 
testing requirements in reading and math and requires that states act to improve the 
lowest performing schools, it allows more local control to set goals, determine 
school ratings and decide remedial measures.

Saturday, December 5, 2015

Falling in love is like falling down a flight of stairs

It's noted you love who you love in life regardless. You spend time with her, talk,
she sees trust in you to the point she loosens up and talks sort of letting it out.
Knowing you are good for her and is good for you in that!
You miss her when she is gone! Mostly missing being bulldozed by her alpha and
knowing she chose you to bulldoze. Knowing the value of that!
Knowing later you should of kissed her then!

Lovers, love! If it effects you making you fall down then it is love.

Then she goes and you see what you are missing when she is gone.
You know the value and know she's worth it!
In that you can't hide your feelings for her, I know whats in me!
You are in love and will still be in love with her, something like that does not go away!

This story is about falling in love. It's called falling because you don't expect it,
it kind of hurts to fall down a flight of stairs! I still feel it.... It's still there.... Still hurts!
All you can say is please take responsibility for that and take me in, take me home,
like do something! I am responsible in knowing I was supportive toward her and
good for her, I gave her a light. And I noticed I need her also!

I know I'm deeply bonded, missing her like a lost kitten!
Waiting for that call!

“Girls like her, my grandfather once warned me, girls like her turn into women with eyes
like bullet holes and mouths made of knives. They are always restless.
They are always hungry. They are bad news. They will drink you down like a shot of
whisky. Falling in love with them is like falling down a flight of stairs.
What no one told me, with all those warnings, is that even after you’ve fallen,
even after you know how painful it is, you’d still get in line to do it again.”
Holly Black quote

Friday, December 4, 2015

Scrap ObamaCare, 300+ million uninsured!

Is it time to drop our insurance to get a bigger paycheck? You will ask!
I am sorry if you are in Medical School, Nursing School, or work in a Hospital,
the poor would rather have food not pay for health care they can't afford to use
in the first place being the pay is low! You will say!

Well you can't have the good without the bad. It's like burning the weeds down
to make room for grass to grow! 

It's the fact of the numbers, ObamaCare was pushed out for a reason!
It's about the cost of the uninsured driving up the cost to the point of no use.
The many working poor working without insurance, getting hurt at work getting their way
to workers comp if not suing their work place to pay for it! All in all there is a cost!

It's not just me saying all of this, you need to call your insurance agency and ask
what they are planing for if no ObamaCare! There are other stories about what I am
saying also! Go do some reading and look into this think for your self for once!

It's not just the set number of uninsured you will get from getting rid of ObamaCare,
it's about all the others that would see the cost go up from paying for the uninsured and
the loss of ObamaCare pumping money to keep the cost down like medicines.
And ask why have insurance I can't get my medicines is my Doctor going to talk me
back to health? Many would drop their insurance to get their full pay check and that
would drive up cost to no use. The elderly on a fixed income can not pay more for the
uninsured, for health care and their meds!

I see ObamaCare as it's better than nothing. Better that the RepublicanCare they
want to give us! Your on your own, like going back to the dark ages of self health care!
Like the 80's when many would use supper glue to fix things, being they where uninsured
and could not afford stitches! In that would be a good investment in homemade health care.

I did a story before on the uninsured if no ObamaCare 313 million of them.

~~~The uninsured all 313 million of them without Obama.
If you have noticed most Republicans don't seem to care about the
Uninsured & the very poor.

The number of uninsured is going down, from 50 million to 48.6 million.
Number of uninsured Americans drops by 1.3 million, census report shows.
Now it is 47.9 million.

"Supporters of the health-care law immediately cited the census findings as evidence the statute is having a positive impact. Ron Pollack, head of the advocacy group Families USA, pointed to not just the young adults measure but also to the law’s prohibition against states cutting their Medicaid programs.

“Clearly Medicaid has played a heroic role in making sure people have coverage who would otherwise be uninsured,” he said.

And he noted that beginning in 2014 the law will reduce the ranks of the remaining 48.6 million uninsured by tens of millions more — largely by expanding Medicaid and providing federal subsidies to help more Americans buy private coverage."
Now it is 47.9 million so it is going down more.

That is good, but what if Obama does not make it and they get rid of "Obama care."
Well right off the bat you will add 30 million that was covered, now not.

That is now 77.9 million uninsured. That is a big amount of people filling up
your state programs, like Oklahoma Soonercare. They can't take much
more, they cut a lot all ready. With the cost of health care your medicine
at 47.9 million, what would 77.9 million be?

Add the elderly or disabled living on a fixed income.
How would they pay for the higher insurance cost?
More uninsured?

Or the poverty wage people, will they ask the question many insurance
company's fear?
"Why have insurance, I cant afford to use it, cant get my meds, I think I will drop
insurance & get my full paycheck."
That is a big number there, added to the fact that it would drive up your workers
comp claims. Or law suites to pay the med bill if denied workers comp.
Or just 77.9 million not paying the bill, or at $20 at a time.

Furthermore, nearly 160 million Americans with employer-based health insurance are only a pink slip away from losing their coverage. Every one percentage point increase in the unemployment rate is associated with an increase of more than one million uninsured.

Im not saying all 160 million will drop their insurance, but many will when you get to the point of what you have in the bank. And how many uninsured drive up the cost to where you can't get it.

More over not talked about much is the baby boomers. What will they walk into when they all get there. Seeing the number of uninsured driving up the cost.
How many are there? There were actually 76 million births in the United States from
1946 to 1964.

Baby boomers: Get ready for a double whammy.
For years now, there's been a lot of talk about boomers getting tremendous windfalls as their parents pass on. Many boomers, in fact, have been lagging behind in their savings, betting on—hoping for—big bequests, especially since many of them suffered big losses in 2008.

But for a growing number of boomers, things aren't going according to plan. The postwar generation is living longer—and many are spending their savings along the way. And, of course, many of them also took a hit in 2008.

The result is that, as a group, boomers likely won't be getting as much of an inheritance as they hoped. Even worse, far from receiving a bequest, a growing number are tapping some of their own savings to help their cash-strapped parents make ends meet.

For families, the result is often a lot of scrambling, dashed dreams, and conflict and angst as parents and children try to come to grips with the lean new reality—and divide up a smaller pie.

So the point will they be able to pay up for the higher insurance cost?
What if they cant?

Over all the number of uninsured could go up to 313 million if all hell breaks loose.
But over all it does not take a lot to start driving up your insurance cost to
the point you can't use it. 77.9, 160, 313 million numbers are numbers.

Obama has a better system than do without.
Those numbers are real. How many of them will hit us all?
It does not take a lot, of them to kill the system & it's up there!

~~~If the GOP Repeals Obamacare, 137 Million Americans Could Get Cancellation Notices.
The GOP has gleefully jumped on media reports about Americans having their health insurance plans nixed because of Obamacare. "Obama lied. My health plan died," conservative blogger Michelle Malkin wrote in September, referring to President Barack Obama's promise that people who liked their health insurance plans could keep them. But how many Americans' health plans would receive some form of cancellation notice if GOP hardliners got their wish and repealed Obamacare? Probably at least 137 million.

Let's do the math. Most of the 49 million Americans who were uninsured before the Affordable Care Act will now be eligible to obtain health coverage—either through the expansion of Medicaid or through federal subsidies they can use to purchase insurance on the cheap through the exchanges. From that number, subtract the 30 million or so low-income people who will not sign up for coverage, either because they can't afford it, or they live in one of the 24 states where Republican governors decided not to expand Medicaid. That takes us down to 19 million uninsured Americans whose coverage would disappear if Republicans repeal Obamacare.

 Now add to that number the 267 million Americans who have insurance, but will now receive better coverage through the Affordable Care Act (ACA). Here are some examples of the higher-quality coverage all Americans will benefit from:

    * Health insurance companies now have to spend at least 80 cents of each premium dollar on health care costs instead of profits, or give consumers a refund. In 2012, 8.5 million Americans received about $500 million in rebates.
    * All insurance companies must now publicly justify any rate increase of 10 percent or more. So far, the rate review program has helped save Americans about $1 billion.
    * Insurance companies can no longer drop coverage because a planholder gets sick. And they can no longer limit the dollar amount of benefits they pay out over a year or over a lifetime.

Here are benefits that specific groups enjoy under the law:

    * Some 129 million nonelderly Americans have preexisting conditions. Under the ACA, insurers can no longer deny coverage to children because they have a preexisting condition, including diabetes or asthma. Starting in 2014, health insurers will no longer be able to charge more or deny coverage to anyone because of a preexisting condition.
    * Obamacare has allowed 3.1 million young adults who would otherwise have been uninsured to remain on their parents' health insurance plans until age 26.
    * The ACA helps close the Medicare prescription drug "doughnut hole," the dollar limit on the drug costs the plan will cover each year. (The limit now is $2,970). Since 2010, over 6.6 million Americans with Medicare have saved over $7 billion on prescription drugs, or an average of $1,061 per person.
    * Most insurance plans now have to cover preventive care for free. Beginning in 2014, Obamacare will require most health plans in the individual and small group markets to cover 10 essential health benefits, including hospitalization, prescription drugs, maternity and newborn care, and mental health and rehab services.

"Millions of Americans with private health insurance and Medicare have already benefited from the Affordable Care Act," says Tim Jost, a health care law scholar at the Washington and Lee University School of Law who has consulted with the administration on the implementation of the law. "And millions more will receive even greater benefits once premium tax credits and expanded Medicaid become available."

So, about 19 million uninsured people and maybe more will get insurance under the law, and 267 million insured Americans will get better coverage. That brings us to nearly 300 million Americans who have been or will be helped by Obamacare. If Obamacare were repealed, a large portion of these people could see plan cancellations. That's because insurance firms would no longer be required to provide a host of benefits and cover certain conditions. Lower-income Americans would likely lose their plans, because premium subsidies and the Medicaid expansion would no longer exist.

Health care experts note that many employer plans would probably voluntarily retain the expanded benefits Obamacare requires in order to recruit and retain employees; 149 million Americans have employee-sponsored plans. So a conservative and optimistic estimate would suggest that a repeal of Obamacare could cause up to 137 million Americans to lose benefits or their entire coverage.

"[R]ight now the media are paying the most attention to people who are [getting cancellation notices]," Jost says. "Bad news sells better than good." But ACA benefits have kicked in already, and others will be coming online soon. So imagine the fury if Republicans repeal the law and 137 million Americans get cancellation notices. Then the media might have a real scandal to report.

~~~Now with the GOP working to kill ObamaCare pushes the flood of people wanting
to drop their insurance to get a bigger paycheck welcome to the western world!
I am sorry if you are in Medical School, Nursing School the poor would rather have
food not pay for health care they can't afford to use in the first place being the pay is low!
Obama Care was there to keep the uninsured away so...
To the stock investors I would keep an eye on your pharmaceutical stocks.
There is going to be a lot of people not getting their meds being uninsured!
Whats the value of getting rid of ObamaCare?